You stood guard for our nation. Now, we stand guard for your future. When you wear the uniform, you give everything to protect our homeland. In return, our mandate is to protect you.
Members are allowed to make a housing withdrawal to purchase a residential house or land to build a residential house.
The total withdrawal allowed shall not exceed 40% of the member’s contribution account (Account 2) or 10% of the property price or a maximum of RM10,000.00, whichever is lower.
The withdrawal is only permitted for the purchase of the first residential house or a plot of land to build a residential house.
The withdrawal facility is allowed only once during service tenure, subject to the stipulated terms and conditions.
Members who receive Letter of Confirmation to perform Hajj from Lembaga Tabung Haji (TH) are allowed to make Hajj withdrawal with a maximum amount of RM10,000.00. The withdrawal facility is allowed only once during service tenure, subject to the stipulated terms and conditions.
Members who are currently pursuing higher education at local public universities are allowed to make educational withdrawal for reimbursement of the first year’s enrolment fee, amounting to a maximum of RM3,200.00. The withdrawal facility is allowed only once during service, subject to the stipulated terms and conditions.
Contributors are given the option to increase their monthly contributions (member’s account) beyond the rate set under the Armed Forces Fund Act (Act 101), which is 10% of their monthly salary.
The minimum rate for TCA is RM25.00, and any additional contributions must be made in multiples of RM5.00, with no maximum limit.
Withdrawal Of Contribution
Members may withdraw their contributions money 30 days after they are discharged or retire from service, or attain the age of 50 years/the compulsory retirement age or are certified as physically or mentally unfit for service. If the member is deceased, payment will be made to the next of kin.
Compulsory members who are non-pensionable will receive their portion of contribution and government contribution together with cumulative yearly dividends and bonuses.
A compulsory member who is pensionable will receive their portion of contribution together with the cumulative yearly dividends and bonuses only. The government contribution is remitted to the Consolidated Fund (“KWDS”) for monthly pension payment.
Voluntary members may withdraw their savings twice a year and have the flexibility to rejoin as contributors after completing a full withdrawal.
Death And Disablement Benefits Scheme
All members are automatically covered under the LTAT Death and Disablement Benefits Scheme. This scheme is designed to provide the members with a fair sum of money if he has been certified as physically or mentally incapacitated from engaging in the service or to the next of kin upon the member’s death while in service.
Perbadanan Hal Ehwal Bekas Angkatan Tentera or PERHEBAT, the third wholly-owned corporation of LTAT established in 1994, offers various training and retraining programmes in the technical, vocational and professional fields and entrepreneurial development for the retiring and retired personnel of the armed forces.
The cover of this report depicts the strength of the three branches of the Malaysian Armed Forces (“MAF”) united on land, sea, and air—a symbol of courage, preparedness, and sacrifice in defending the nation’s sovereignty. Behind every dedicated hero, LTAT stands firm in fulfilling its trust to protect the well-being and future of our beloved nation’s heroes and heroines. This is the spirit of Demi Wira Kami (For Our Heroes)!
Quick access to your LTAT contribution account, whenever you need it.
Introducing the MyWIRA mobile apps for faster access to your LTAT contribution account anytime, anywhere.
Existing i-Wira users can use the same account and password to access the MyWIRA mobile application.
MyWIRA 2.0 is LTAT’s next-generation digital platform, bringing together essential account and service management features in a single secure application. Contributors can access account information, manage contributions, submit withdrawal applications, track application progress and receive important updates from LTAT anytime, anywhere.
Log in to MyWIRA to securely track your retirement growth, manage your milestones, and access your exclusive benefits anytime, anywhere.
Quick access to your LTAT contribution account, whenever you need it.
Introducing the MyWIRA mobile apps for faster access to your LTAT contribution account anytime, anywhere.
Existing i-Wira users can use the same account and password to access the MyWIRA mobile application.
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